BEGIN:VCARD VERSION:2.1 N:Manning;Stephen V.;;Mr. FN:Stephen V. Manning ORG:Spears Manning & Martini LLC ADR:;; 242 Trumbull Street, 6th Floor;Hartford;CT;06103 TEL;WORK:860-275-0178 TEL;FAX:203-292-9682 EMAIL:smanning@spearsmanning.com URL:www.spearsmanning.com END:VCARD